Blog

Custodial Care: The Insurance Definition NJ Agents Need

Custodial Care: The Insurance Definition NJ Agents Need

Published on: 20/05/2026

Custodial care is the LTCi trigger Medicare won't pay for. A working definition for NJ agents.

Insurance Industry
Pre-Existing Condition: A Guide for NJ Insurance Agents

Pre-Existing Condition: A Guide for NJ Insurance Agents

Published on: 14/05/2026

A working map of pre-existing condition rules across health, Medigap, LTC, DI, and life — built for NJ insurance agents and advisors.

Insurance Industry